FAIR & RESPONSIBLE LENDING POLICY

Purpose

It is Datatex Solution DBA payday24now, policy to treat you with professionalism, courtesy and fairness. Our employees strive to offer assistance, encouragement and service in a fair, equitable and consistent manner. The success of the Fair & Responsible Lending Policy (the “Policy”) is the responsibility of the entire company. This Policy applies across all aspects of lending operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.

Datatex Solution DBA payday24now commitment to fair and responsible lending principles is demonstrated throughout the Company structure and organization, in employee accountability, through various monitoring and auditing programs and in education and training programs it offers. Datatex Solution DBA payday24now team is responsible for establishing policies to ensure that operations and business practices reflect our strong commitment to fair and responsible lending, and that all employees are aware of that commitment.

Policy Statement

Datatex Solution DBA payday24now’ has adopted the Policy to promote compliance The State of Texas and federal laws ensuring fair lending and equal access to credit, including but not limited to the federal Equal Credit Opportunity Act (“ECOA”) and the Federal Reserve Board’s Regulation B (which implements ECOA). The Policy is also adopted to prevent unlawful discriminatory practices in relation to its lending activities.

Datatex Solution DBA payday24now will not discriminate with respect to any aspect of a credit decision on the basis of race, color, religion, national origin, sex, marital status, disability, age (provided that an applicant has the capacity to enter into a binding contract), receipt of income from any public assistance program, sexual orientation, the good faith exercise of any rights under the federal Consumer Credit Protection Act, or the good faith exercise of rights under any state law allowing or recognizing Registered Domestic Partnerships, Civil Unions, or other such similar unions or partnerships regardless of the title assigned to them. Datatex Solution DBA payday24now is fully committed to the principle that all decisions related to the granting or servicing of credit should be made with consideration of safe and sound business practices. Datatex Solution DBA payday24now takes appropriate steps to ensure that this Policy is applied consistently and continuously through all aspects of its credit operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.

Payday24now.com is Datatex Solutions LLC.

Consumer Notice: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower’s expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult our State Info page to learn more about the risks involved with cash advances, local laws and regulations that may be applicable to cash advances, possible loan alternatives and recent developments in their state.

Legal Disclaimer: This website does not constitute an offer or solicitation to lend. Payday24now.com in states where it is not licensed, is not a lender, does not broker loans, and does not make loan or credit decisions. The operator of this Web Site is not an agent, representative or broker of any lender. We provide a service only and are not acting as a representative, agent, or correspondent for any service provider or lender. Our aim is to inform users of possible lenders who may be able to satisfy the needs of a particular consumer. Our company does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use our website or service to initiate contact, nor apply for credit or any loan product with any service provider or lender. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. Learn more on our Rates & Fees section. To change your communication preferences for this website or to submit a question or comment you may Contact Us. TX customers: In Texas, Datatex Solutions LLC operates as a Licensed Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

Contact us

Address: 1409 SHILOH RD, SUITE 250 PLANO, TX 75074

Telephone: (469)-626-9391

Email: contact@payday24now.com


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